STE's Stocks Investing Journey

image credit to trackinsight.com Time flies, It has been more than a year after my first published of STE Smart Beta concept and bench-marking against STI Index. FYI, I have started my STE Smart Beta on 28th Aug 2016 with a capital of $100K with equal weighted investing in 14 stocks which fall under the criteria of PE<10 or Dividend Yield >5% . You may find the detail in this link ( here ).

There was an article about the importance of “ Market Timing vs Time in The Market “ by Mr Goh Eng Yeow , Senior Correspondent, The Straits Times on 20 th Aug and you may find the detail as below : Beating the investment pros at their game This is a never-ending argument or debate on which is more important ie Timing or Time In the Market , and from most of the articles you read, you may find that most of them are more inclined towards “Time in the Market “ rather than Timing the Market.

image credit to izquotes.com After getting the result announcement from Croesus Retail Trust this morning, all the company I have vested has announced their quarterly result respectively. Is time for me to update my Dividend & Interest income which I will be receiving in 3 rd Qtr 2017.   Total Dividend & Interest Income ( 3 rd Qtr 2017 ) = $46,539.36 YTD 2017 Dividend & Interest Income = $146,097.02 The total income received for this quarter will be much lesser as compared to 2 nd Qtr mainly due to absence of biannual dividend income from Accordia G Trust ( around $9K) and Interest income from short term corporate bond (around  $5K) which only be received in 2 nd and 4 th Qtr respectively.

Pursuant to my previous blog post about market cycles and “ 4 Seasons Investing “, there is another way of explaining the market cycles i.e “ Investment Clock “. The idea of an investment clock has been around for decades and it captures two very important things in investment :   1) Business and Market move in a cycle  2) No sector or asset class exist in isolation or can sustain without being affected by business cycles.

道德经中有：道生一，一生二，二生三，三生万物。还有一句话是无极生太极，太极生两仪，两仪生四象，四象生八卦 太极生两仪，两仪生四 象 两仪 编辑 两仪 指天地或 阴阳 。一些武术家借用此词来引申到拳法中，如武术家 孙禄堂 就将动为阳、静为阴，合称动静为两仪。 关于 “ 两仪 ” ，综合历代易学家的理论，计有七说：一说为阴阳，一说为天地，一说为奇偶，一说为刚柔，一说为玄黄，一说为乾坤，一说为春秋。但通常是指阴阳。 四象 编辑 四象 即为：太阳、 太阴 、少阴、少阳。 而其又名：少阳、 老阳 、少阴、老阴。 从数学角度论四象为：四、九、八、六。 从方位角度论四象为：东、南、西、北。 从一年季节论四象为：春、夏、秋、冬 。 从人的名字论四象为： 孟章 、 执名 、 监兵 、 陵光 从飞禽走兽论四象为： 青龙 、 玄武 、 白虎 、 朱雀 。

<Image Credit:Investopedia.com> It has been quite sometimes since my last update of the “ Regression Chart “ for STI and world major indexes. After seeing the chart with the latest data, I realized that no wonder everyone seems happy on the ROI of their portfolio and bullish about the market recently as STI hit above 3200 level. Here you go….