STE's Stocks Investing Journey

image credit to cnbc.com Is it possible to Mimic Warren Buffett's Investment Returns? Every investment manager (or even retail investors like you and me) admires Warren Buffett’s investment returns. But i s it possible to copy Warren Buffett's investment strategy?   W hile most of us desire Buffett’s results and try to mimic his investment approach by reading books written about him and attending courses that try to emulate his strategies. Can we really mimic his investment returns?  The answer is of course  NO.

image credit to mymoneyblog.com When buying TOTO, everyone thinks ( or at least hopes ) that they will be the “lucky” one to become the next “millionaire” and we all knew that winning 4D or TOTO is just pure luck, but how about investing? My friend ( Chirs ) from (Growing Your Tree of Prosperity ) have blogged about it here which caught my attention to write about my case and “luck factors “ which have much impact on my of investing.   ( What is your Return on Luck (ROL) ? ) <link>

According to Warren Buffett "Investing is not a game where the guy with a 160 IQ beats the guy with a 130 IQ" and what Buffett says about what is necessary for investing successfully: Temperament is also important. Independent thinking, emotional stability, and a keen understanding of both human and institutional behaviour is vital to long-term investment success. I’ve seen a lot of very smart people who have lacked these virtues. Also, investing is simple, but not easy. It requires independent thinking and emotional intelligence more than IQ . When markets are tumbling and fall like no tomorrow, IQ is not going to help you to stay away from selling and buy even more at most bargaining prices.

< This article first appeared in “Seedly” on 13 th   Dec 2017, one of the leading social networks for investors who believe that anyone can achieve financial freedom with the right tools and the right mindset.  ( here ) >   Time flies and we are at the end of 3 rd Qtr 2017 with Thanks Giving just around the corner and follow by Christmas celebration. I guess most of the investors including me are happy with their investment returns in 2017 as STI is up by 15.2% YTD and if you are the lucky one who has invested in Banking, Electronic/ Chips Manufacturing stocks and few selected property counters , your returns should be much higher than STI. " Gong Xi-Gong Xi " Well, most of the employee will also be receiving their Year-End Bonus in Dec or early Jan ( if you are not in the industries which is still struggling with “ downsizing or right-sizing “ as below survey quoted. You may at least get something ….

For a company or organization , “ Human Capital” is a measure of the skills, education, capacity and attributes of labour which influence their productive capacity and earning potential. According to the OECD , human capital is defined as: “The knowledge, skills, competencies and other attributes embodied in individuals or groups of individuals acquired during their life and used to produce goods, services or ideas in the market circumstances”. The human capital of the economy – The aggregate human capital of an economy, which will be determined by national educational standards

Image Credit to: Sgfinance.sg Many articles have been written on SRS Account and it’s pro and con. You may find a few good blogs and summary as below : SUPPLEMENTARY RETIREMENT SCHEME (‘SRS’) ACCOUNT from HeartlandbOY  ( here ) Is the Supplementary Retirement Scheme a Waste of Your Time and Money? From Money$mart.sg ( here ) Why it makes sense to contribute to the SRS account (to a certain extent) from money digest.sg ( here ) While some may not agree on useful or merit of contributing money into SRS account on reason for “long lock-in “ period and others. Why I Am Not Too Keen On The Supplementary Retirement Scheme from My 15 Hour Work Week ( here) And of course the famous AK on his blog on “ How AK uses his SRS money and why? “ ( here )

When you invest your hard-earned money, how much of a return do you expect to get from your investment? Those who are new to investing will often say, “I want to earn a return of 20% to 50% on my investment—every year.” But is this realistic?   What is a reasonable rate of return to expect on your investment?  Is 10% of return a realistic one? Of course, it also depends on types of investment and asset class. If you're a new investor and you expect to earn, say, 15% or 20% compounded on your  blue-chip stock   investments over decades, you are delusional. It's not going to happen and unrealistic.