STE's Stocks Investing Journey

<image credit to money.cnn.com> This has become the headline news for major financial newspapers or webs, DOW Index finally broke through the psychological level of resistance of 20,000.  As for me, although it’s a milestone it just a “figure” without looking into the fundamental or valuation of the market.

Attended Fraser Commercial Reit AGM this morning (in spite of the heavy downpour, the turn up was quite good ) and also Fraser Hospitality Trust AGM last Thursday. image credit to biztreemgmt.com From time to time, I did attend the company’s AGM and try to get some insight into what’s going on in the company, especially if there are any particular issues which I think there might be important to know or get views from other fellow investors while trying to get the answer from management.

When you invest your hard-earned money, how much of a return do you expect to get from your investment? Those who are new to investing will often say, “I want to earn a return of 20% to 50% on my investment—every year.” But is this realistic?   What is a reasonable rate of return to expect on your investment?  Is 10% of return a realistic one? Of course, it also depends on types of investment and asset class. If you're a new investor and you expect to earn, say, 15% or 20% compounded on your  blue-chip stock   investments over decades, you are delusional. It's not going to happen and unrealistic.

image credit to asiaone.com You may have came across this article in today’s The Business Times,,, an interesting article in searching of “ The Freedom formula “ for early retirement. The big word “ R ”  or retirement is very subjective and one may not want to retire if he/she really enjoying the works and some may want to retire earlier to pursue their dreams and passion. Here is another article on “ 10 good reasons to retire early “ ( here ), some may choose to retire early because of “health issues, work stress, spending more times with kids etc … “ once they achieved a level of enough “passive income “.

I have blog about this before ( here ), with below latest released result, I think the restructuring due to “ digital disruption “   is going to be a long and painful process and also the success is very much uncertain for SPH.

"When I see memos from Howard Marks in my mail, they're the first thing I open and read. I always learn something, and that goes double for his book," Warren Buffett has said.  Here  ( Click )  is the latest memo from Howard Marks on " Expert Opinion "! 

In my previous blog post, I have highlighted some stocks I added into my portfolio and same time also few stocks I ceased to own.   Allow me to do some “ reflection “ or trading review of these stocks, which I think is important to know our returns in every the investment we made. Know your ROI : Why is it important to measure our return on any investment?

"One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute ." - William Feather. This is my first blog post in 2017 and would like to update my portfolio & holding.  I will try not to justify my buy and sell here as above quoted, every sell and buy have their own story or narrative and justification behind that and the most important thing is  “ both think they are astute! “