STE's Stocks Investing Journey

This is probably one of the hottest topics where you can see and read from all over the business news headlines in the last two weeks. What is “ Inverted Yield Curve “ and why is it so important that draw so much attention from financial strategist/economist/investors/fund managers all over the world. Discussing, pondering and arguing about the impact and direction of the economy due to this so-called “ Inverted Yield Curve”, relentlessly.

If you may notice, I think K-Reit is the only REIT that is actively buying back its own share among all REITs listed on SGX. I fully understand the benefit of “share buy-back “ as it has been carried out by many companies who see the value of their share when the price might be temporary plummeted due to market condition or caused by certain bad news. What is a Share Repurchase / Buy-Back ( From Investopedia.com)

image credit to Izquotes.com Time flies, 1 st quarter 2019 just passed in the blink of an eye, I am sure most of us have a good return on your investment as STI  has achieved +4.9% returns YTD. My portfolio managed to outperform STI with returns of 9.7% YTD , thanks to most of the REITs and some other counters like Global Investment and Comfort DelGro.

STE  and Mrs like to take photos during our morning/evening walk, of course, other than catching Pokemon ..hahaha  :D Photography allows you to create images of events, times, and places, it also records what happened and allows you to share them with friends and family, either in digital format or more permanently with prints or photo books. By being able to capture a special moment in time, you carry the memory of that event forward with you, allowing you to share it and remember it with those that were there.

**Disclaimer : I have vested with $127,000 in Hyflux 6% CPS , my views and opinions expressed here might be biased to some extent, please do your own due diligence when acting or using the info as presented below. image credit to businesstime.com Bitter pill to swallow despite Olivia Lum's sweetener to small investors (18 Feb 2019)   Hyflux's reorganisation plan will see heavy losses for small investors (17 Feb 2019)   Hyflux's replies to Sias raise more questions ( 16 Feb 2019)   SIAS's Hyflux rap: A wake-up call for corporate Singapore (13 Feb 2019)   SIAS queries Hyflux chief Olivia Lum and board on remuneration, operations (11 Feb 2019) Finally, Hyflux unveiled the so-called Scheme of Arrangement under the court protection restructuring plan on 16 Feb which affecting more than 34,000 (mostly retail investors) registered holders.

Was having a casual conversation over the dinner with friends last week and some knew that I am not working since 2015, asking if my investment income will be able to cover my expenses. I told them that I am still able to save $60-80 K a year after deducting all my yearly expenses including holidays and staycations. “Then you are saving too much for your retirement !”, one of them said that .. I was stunned like: huh ?? saving too much ?? …Uhhh!

image credit to Open-electric.sg Everyone seems happy recently (including STE ) as our pocket will   have some extra money from saving of our electricity bill by switching to some other’s retailers, other than SP Power. STE just signed up with Keppel Electric on their FIXD24 plan at $0.168/kWh vs current tariff of $0.2413/kWh (before GST ) which is around 30% discount from current tariff + $20 NTUC voucher.    😄