STE's Stocks Investing Journey

image credit to investforyourselg.blog 幸福感 是一种个体的心理体验 ， 每个人的 幸福点 不同。 Like personal finance, we have our own preferences in choosing things that make us happy. Some like to own “luxury items “, some prefer having bigger house or driving a big car and others may just like to enjoy good food or best cuisine. As you know, holidays is our biggest expenses every year since STE and Mrs like to travel. This year, we have our family trip to Hokkaido and we really enjoyed the nice scenery , foods     and of course experiencing different culture of Japan. Like Investing, it is the journey during the holidays that we enjoy the most as I like to sit quietly at the back of the bus and taking photos. Sometimes, the scenery at the destination may not appear as what we have expected due to weather change and full of unexpected events or incidents. For example, due strong winds , we were not be able to take the cable car to enjoy the spectacular night view of Hakodate city ...

image credit to mymoneyblog.com When buying TOTO, everyone thinks ( or at least hopes ) that they will be the “lucky” one to become the next “millionaire” and we all knew that winning 4D or TOTO is just pure luck, but how about investing? My friend ( Chirs ) from (Growing Your Tree of Prosperity ) have blogged about it here which caught my attention to write about my case and “luck factors “ which have much impact on my of investing.   ( What is your Return on Luck (ROL) ? ) <link>

Stumbling upon this blog post from one of the famous Financial Blogger from HKG ( 取之有道 ) Other than the famous “Rule of 72” which is well known by most of the value investors, below are few more mathematical concepts which I think is also rather important for anyone who is involving in stock investing. Concept explained : Rule of 72 ( by Investopedia ) The ' Rule of 72 ' is a simplified way to determine how long an investment will take to double, given a fixed annual rate of interest. By dividing 72 by the annual   rate of return , investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself.